J. Steele Olmstead, P.A.
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Articles

Ways to keep your Florida Auto Insurance Rates Down.

You’re sitting in the ER and you have been told you are going to be discharged.  You still feel raw, stunned and as though you need to stay in the cool white of the ER until things calm down.  As you sit there, it occurs to you: “Will my insurance go up even though the […]

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You’re back home after a crash, now what?

Well, it happened. One of Florida’s bad drivers got you. Now what? PART I The good news is your you’re alive. The bad news is you’ve got damages which someone is supposed to pay you back. Your vehicle is damaged, you’ve got medical bills, you might miss some work, you feel like a football team […]

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Everything You’ve Heard about Concussions is WRONG.

After a blow to the head, the survivor, her family, friends, co-workers all expect the injured person to “be okay.”  After initial weeks of recovery it seems like that’s the case. However, if you can get this injured person to stop normalizing the odd things she’s experiencing and be totally honest, you will hear that […]

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“I don’t have insurance” (If You Are Hit by a Car, You Do)

As a pedestrian or a bicyclist, getting hit by car is surreal.  The shock, pain and disbelief hits you first, then the panic sets in. First thing you think is: “How am I going to pay my medical bills?” “Holy smokes I am going to miss work.  I can’t miss a paycheck.” If you are […]

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What is My Accident – Injury – Crash Lawyer Supposed to Do?

It’s frustrating to agree to pay for some work to be done and the person who agrees to it doesn’t. I see this all the time with my clients who’ve fired billboard/TV lawyers. They are frustrated because they first meet with some person who gets them to sign papers, they talk to the lawyer, maybe, […]

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These Traffic Laws Will Shock You!

There’s seemingly NO sense behind some of these laws.  However, if you don’t know them they could cause problems for you with that law enforcement officer sitting right on the corner.  So let’s take a quick look at them and see if you ever broke any of these lesser-known laws. Your headlights must be on […]

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How Does Health Insurance Pay in Car Crashes (Accidents)?

Health Insurance pays for a crash? Really?  Yes. After a crash, you will have bills from the walk-in clinic, the hospital, ambulance, emergency doctors or x-ray companies. In an injury with a car, No-fault or PIP is supposed to pay as it is “primary.” (See my other post). If you have health insurance, it will […]

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Florida No-fault Insurance: “Why Does MY Car Insurance Pay for My Bills? The other Person Caused the Crash / Accident.”

Many folks think if their insurance company pays for crash/accident, their premiums will go up if they make a claim so they don’t want their insurance company paying anything. This is not the case as I explain in another post. however  the short answer to the title of this article is: so ambulances, hospitals, Emergency […]

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Billboard/TV lawyers- “The lawyer and doctor got more money than I did.”

After 31 years of practicing, personal injury law I have seen a lot of things come and go. One of them is the scourge called Billboard/TV lawyers. These are basically advertising executives with law degrees. These guys and gals are amazingly happy on the television and radio and full of information. They want you to […]

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What does “full coverage” mean for car insurance?

It’s no doubt, you have heard someone say: “I have full coverage” talking about their car insurance. If you’ve heard an insurance salesman say “we can sell you full coverage,” you may have believed him. Some people  believe they are protected with this Florida “full coverage.” Do not be fooled. It’s not what you think. […]

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Concussions • Dazed • Knocked Unconscious

When the human brain is damaged by any force from a fall, a bicycle or motor vehicle crash, life is changed.

I can help you.

ANY injury to the brain, no matter how mild, is called traumatic brain injury (TBI). A concussion is a brain injury.

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