No doubt, if you ever had an insurance claim, you have seen the ominous words at the bottom of a check or insurance claim form which say: “Anyone who prepares or makes any written statement to any insurer for payment knowing that such statement contains any false, incomplete, or misleading information concerning any fact or […]
Insurance Issues
Commons Insurance Company Scams to Under Pay or Delay Paying Your Claim
Each week, I get calls from new clients who tell me tales of insurance adjusters who have excuses why they can’t pay claims. Without exception, it’s not because they aren’t fair and reasonable. As an injured person after a crash caused by somebody, it’s maddening when you have to call, write and fight with an […]
Shocking Corruption of U. S. Congress which Just Gave Away Your Private Online Information
In an article by the German owned online investigation magazine Vocativ, the reason behind the recent U. S. Senate vote giving away your online privacy to the ISP corporations was revealed: money. As you know, because of the ruling by the U. S. Supreme Court, Citizens United, corporations are entitled to spend as much money […]
Headlines Should Not Fade Away About Insurance Companies Taking Advantage of Hurt People.
I want to bring out and highlight the below videos so they’ll stay in the news cycle and get more attention from the general public. Most of the time we have to tolerate incessant insurance company advertising about how we can “save 15%,” “protect your family,” “rest assured,” “have piece of mind.” Yet, for every […]
Ways to keep your Florida Auto Insurance Rates Down.
You’re sitting in the ER and you have been told you are going to be discharged. You still feel raw, stunned and as though you need to stay in the cool white of the ER until things calm down. As you sit there, it occurs to you: “Will my insurance go up even though the […]
“I don’t have insurance” (If You Are Hit by a Car, You Do)
As a pedestrian or a bicyclist, getting hit by car is surreal. The shock, pain and disbelief hits you first, then the panic sets in. First thing you think is: “How am I going to pay my medical bills?” “Holy smokes I am going to miss work. I can’t miss a paycheck.” If you are […]
How Does Health Insurance Pay in Car Crashes (Accidents)?
Health Insurance pays for a crash? Really? Yes. After a crash, you will have bills from the walk-in clinic, the hospital, ambulance, emergency doctors or x-ray companies. In an injury with a car, No-fault or PIP is supposed to pay as it is “primary.” (See my other post). If you have health insurance, it will […]
Florida No-fault Insurance: “Why Does MY Car Insurance Pay for My Bills? The other Person Caused the Crash / Accident.”
Many folks think if their insurance company pays for crash/accident, their premiums will go up if they make a claim so they don’t want their insurance company paying anything. This is not the case as I explain in another post. however the short answer to the title of this article is: so ambulances, hospitals, Emergency […]
Billboard/TV lawyers- “The lawyer and doctor got more money than I did.”
After 31 years of practicing, personal injury law I have seen a lot of things come and go. One of them is the scourge called Billboard/TV lawyers. These are basically advertising executives with law degrees. These guys and gals are amazingly happy on the television and radio and full of information. They want you to […]
What does “full coverage” mean for car insurance?
It’s no doubt, you have heard someone say: “I have full coverage” talking about their car insurance. If you’ve heard an insurance salesman say “we can sell you full coverage,” you may have believed him. Some people believe they are protected with this Florida “full coverage.” Do not be fooled. It’s not what you think. […]