Crash victims are shocked: Your car insurance isn’t “Full Coverage” unless you have these. Las víctimas de accidentes se sorprenden: Su seguro de coche no es “cobertura completa” a menos que tenga estas.

The Florida Legislature decides what the insurance laws are. That means, it says is “full coverage” insurance is. Full coverage is supposed to mean “I am protected fully.” But what the Legislature calls “full coverage” is not because you are not fully protected. I am sure you know, insurance companies pay our legislature money to pass laws. The legislature listens to Insurance companies because some people don’t vote in elections. So when the insurance salesman sells you your policy, they tell you that you have “full coverage.” That’s not true unless you have these:

Bodily injury (BI) coverage – this protects you from being sued by someone who claims you injured them in a crash. Even if you know you are not at fault, the other person could hire a billboard/TV lawyer to sue you. You would have to pay to hire a lawyer to protect yourself from that billboard/TV lawyer without this coverage. That lawyer would try to take you salary, your car or any thing of value that you have.

Uninsured Motorists (UM) coverage– this protects you when anyone hits your car and you are injured but doesn’t have any Bodily injury coverage to pay you for your injury. This coverage is a “must have” in Florida. Why? Remember I told you the legislature decides what insurance everyone has to have? The legislature does not require that guy sitting next to you in traffic with the junky car to have Bodily Injury insurance coverage. This means that guy can hit your car, send you to the hospital cost you thousands and thousands of dollars, take you out of work for weeks and not pay a dime because he has no bodily injury coverage. Without Uninsured Motorists coverage, you are the one to pay for his crash.

If you have questions about your crash, call me. I can help you, your friend or family. 1-800-535-3002.

© 2017 J. Steele Olmstead, P. A.

Insurance companies know that Billboard/TV lawyers simply don’t have enough lawyers to prepare, review, work up and take all of their client’s cases to trial. Insurance companies therefore almost always settle their cases with Billboard/TV lawyers for what the insurance company wants to pay, not what the case is worth. Billboard/TV lawyers are simply high-volume “mills” for low-value settlements.

Lawyers, like any professionals, can severely affect your life. A bad medical doctor can cripple you. A bad accountant can take your all your money. A bad architect or engineer can design a building that collapses killing everyone.

Why would you get such a professional from a billboard or a television ad?

If you (or someone you know) made the mistake of hiring a billboard/t.v. lawyer and that lawyer pressured you to settle your case for less than what it should have received, call me.

Danger Signs in Adults

In rare cases, a dangerous blood clot may form on the brain in a person with a concussion and crowd the brain against the skull. Contact your health care professional or hospital emergency department right away if you or someone close to you has any of the following danger signs after any bump, blow, or jolt to the head or body: [icon_list icon="exclamation-triangle" color="#ab4100"]

A headache that gets worse and does not go away.
Weakness, numbness or decreased coordination.
Repeated vomiting or nausea.
Slurred speech.

[/icon_list] The people checking on the injured person should take them immediately to the hospital Emergency if the injured person: [icon_list icon="exclamation-triangle" color="#ab4100"]

has one pupil (the black part in the middle of the eye) larger than the other.
has convulsions or seizures.
cannot recognize people or places.
is getting more and more confused, restless, or agitated.
has any unusual behavior.
loses consciousness (even a brief loss of consciousness should be taken seriously and the person should be carefully monitored).

[/icon_list]

Danger Signs in Children

Take your child to the hospital emergency department immediately if they received a bump, blow, or jolt to the head or body, and: [icon_list icon="exclamation-triangle" color="#ab4100"]

have any of the danger signs for adults listed above.
will not stop crying and cannot be consoled.
will not nurse or eat.

[/icon_list]

Insurance companies know that Billboard/TV lawyers simply don’t have enough lawyers to prepare, review, work up and take all of their client’s cases to trial. Insurance companies therefore almost always settle their cases with Billboard/TV lawyers for what the insurance company wants to pay, not what the case is worth. Billboard/TV lawyers are simply high-volume “mills” for low-value settlements.

Lawyers, like any professionals, can severely affect your life. A bad medical doctor can cripple you. A bad accountant can take your all your money. A bad architect or engineer can design a building that collapses killing everyone.

Why would you get such a professional from a billboard or a television ad?

If you (or someone you know) made the mistake of hiring a billboard/t.v. lawyer and that lawyer pressured you to settle your case for less than what it should have received, call me.

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